Senior Credit Manager – Property Finance

Descripción del puesto

City + Capital are currently representing a growing and dynamic specialist property finance lender who are looking to appoint a Credit Manager or Senior Credit Manager to their London team. This is a hybrid role. This is an excellent opportunity for an experienced bridging finance credit or underwriting professional to join a lender with a strong appetite across short-term secured lending, including regulated and unregulated bridging, refurbishment-led lending and more complex property-backed transactions. The successful candidate will play a key role in assessing new lending enquiries, pulling apart proposals, preparing credit papers, informing credit committee and managing cases through to completion. The Company The company operates a hands-on and commercially focussed lending environment, where credit plays a central role in assessing risk, educating sales, shaping proposals and supporting the wider business in progressing suitable cases through to funding. This is not a vanilla lending environment. The lender works across varied case types, including refurbishment-led transactions and more complex scenarios that require strong credit judgement, detailed analysis and practical lending experience. You may expect to work on residential, semi or commercial loan applications. Due to continued activity and demand across the market, the business is now looking to strengthen its credit function with the appointment of an experienced Credit Manager / Senior Credit Manager. Role Overview You will be responsible for reviewing new lending enquiries introduced by the BDM team or that may land directly from property professionals, such as investors and developers. Throughout, you will take ownership of the credit assessment process. The role will involve assessing and testing lending proposals, challenging the information provided, carrying out the required investigations and preparing clear, robust credit papers. The successful candidate will then manually underwrite cases